Associate GAFA

Associate Program in Global Applied Financial Analyst

The subject gives a brief introduction of the financial markets. The students will learn about the different types of the stock markets - primary market and secondary market. The mechanics of the primary market that is IPO and FPO, why are they required by companies and why how do investors invest in them. The IPO cycle, where how an IPO is issued and valued is explained.
It gives an elementary knowledge about the secondary markets and its components such as Stock Exchange, Brokers, Trading Cycle, Clearing and Settlement of Shares. Also it states the importance of depositories in India and their role in dematerialization of physical shares into DEMAT form. The various financial instruments other than shares such as Mutual Funds, Exchange Traded Funds, Derivatives etc. Lastly it also states the concepts and modes of analysis of security market products or the financial instruments, the students can gain knowledge on how to systematically analyze a company through various ratios. These ratio analyses are the initial steps for fundamental analysis.

The subject deals with the basics of banking in India. It gives a brief history and evolution of banks in India over a period of time. An overview on the structure of the Indian Banking System is provided, which helps students in understanding the whole mechanism of the Indian Banking System. It describes the retail and corporate banking and their mechanism separately. The products related to retail banking such as demand deposits and terms deposits are discussed. The various types of corporate lending and why do banks lend to corporate are also mentioned.
The major role of RBI in shaping the framework of the Indian Banking System. The impact of Monetary Policy in the Indian Banking System is also discussed. The importance of bank’s balance sheet and how to interpret it. The various ratios related to a bank’s balance sheet is explained in details, it helps in understanding the health of a bank in India. The importance of Financial Inclusion in India and how government and banks play a role in promoting it and shaping it.

Mutual Fund and Fixed Income Securities explain everything one needs to know about the Mutual Fund industry. It begins by explaining the structure of Asset Management Company, which is also known as a Mutual Fund Company. The various types of mutual fund schemes and categories available in the market. The importance of offer document while selecting a mutual fund. The role of SAI and SID in any mutual fund offer. What is a NAV and how is it calculated. The students also know the various types of Mutual Funds based on the investors risk appetite and goals. The various accounting, valuation and taxation of the mutual fund schemes are explained in details which states the mechanisms of the mutual funds. The important documents and KYC complaints which are required to be fulfilled by an investor. How to analyze the performance of the fund and the fund manager based on the risk and returns. The techniques of selecting the right mutual fund schemes. The financial planning is based on various model portfolios techniques.

The subject has been designed to give an overview of the financial planning process. The student will learn about the need and importance of financial planning, the concept of saving and investment and the scope of Financial Planning. The various concepts related to personal financial planning such as time value of money, power of compounding, principles of investments - risk, return and liquidity. The need for creating a budget and utilizing it for further savings. The importance of asset allocation and the importance of diversification. The simple rules of money, debt and its demerits, credit appraisal and credit cards, emergency funds. The importance of education planning in one’s life. The requirement of retirement planning to create financial freedom for post-retirement life. How estate planning reduces disputes and seamlessly wealth passes from one generation to other. The use of NPS and various other retirement funds. The need for insuring oneself and family in situation of emergencies. How one can save taxes through various tax saving instruments. Lastly, the students will also learn how to achieve financial freedom

Level 1
One Time Admission Fees: Rs. 20,000/- plus applicable taxes
Associate Fees: Rs. 20,000/- plus applicable taxes